Interests Rates & Home Ownership Rates
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| Mortgage | [wikipedia] a loan obtained through the conveyance of property as security. |
| Interest Rate | [dictionary] The usual way of calculating interest - as a percentage of the sum borrowed. |
| Term | [mtgprofessor] the number of years the lender has offered the borrower to repay the loan |
| Adjustable Rate Mortgage | [investopedia] A mortgage on which the interest rate, after an initial period, can be changed by the lender. |
| Fixed Rate Mortgage | [bankrate] A mortgage in which the interest rate remains fixed for the length of the term |